Electronic Services

NetTeller - Now, anywhere you can connect to the Internet you can access your Monticello Banking Company accounts, making everyday banking easier than ever. Click here for more information.

ACH Origination - Send or receive your regular payments or transfers electronically to or from other financial institutions using our ACH Origination service. Contact us for more information.

ATM Card - If you have a checking or savings account with us we'll provide you with your own ATM card, which you can use for ATM withdrawals, deposits, transfers, or checking balances. Contact us for more information.

BankLine - BankLine is our telephone banking service and gives you the ability to bank over the phone. With BankLine you can monitor your checking, savings, loans and certificate of deposit accounts. You can also transfer funds and issue stop payments. Other features include an express loan calculator, rate and product information and the ability to report a lost or stolen credit, check-card or ATM card. Contact us for more information.

BankLine #'s: 606-348-7788 or 888-399-0976 (for out of area calling)

ChekCard - The ChekCard looks like a credit card, but works like a check. It's more convenient than cash, your present ATM card and checks! Use it wherever VISA is accepted for gas, groceries, gifts, lunch, lodging, airfare, etc. Just present your card, sign the receipt, and go. There is no I.D. to show or check approval necessary. The amount is deducted from your checking account. Use it as an ATM card to get cash quickly and conveniently from an ATM or make deposits or transfer money from one account to another. Contact us for more information or click here to apply now.

For lost or stolen ChekCards call 800--528--2273
The ChekCard uses Jeanie, Star or CIRRUS networks.

Credit Card - Enjoy the privileges and convenience of VISA. Standard Card Features include; no annual fee, credit lines beginning at $500, 24 hour information service, 25 day grace period on purchases, convenient credit with free convenience checks, worldwide acceptance at over 10 million locations, and free additional cards for family members. Platinum Card Features include those of the standard card plus; credit lines beginning at $5,000 for greater buying power, extended warranty protection, emergency card replacement, $500,000 travel accident insurance at no charge, travel assistance, automatic auto rental insurance, and purchase security. Contact us for more information.

Direct Deposit - With Direct Deposit we'll work with your employer to establish an electronic delivery of your pay directly into your MBC bank account. No more worrying about going somewhere to cash your check. Your funds will be available to you immediately upon completion of the transaction. Contact us for more information.

Verified By Visa - Security is cited as the number one reason why consumers do not make purchases online. We now offer Verified by Visa, a new online security feature that works with your existing Visa ChekCard. With Verified by Visa, you can rest assured that using your Visa ChekCard on the Web is just as safe as using it at a local merchant around the corner. There's no special software to load and you won't have to open a digital wallet. With Verified by Visa, you'll have a simple and painless online shopping experience. How does it work? While checking out of an online purchase, software that is installed on the merchant's server recognizes registered Visa ChekCards and the Verified by Visa screen automatically appears in your browser. You'll simply enter your password to verify the transaction. Verified by Visa benefits the consumer and the merchant by adding protection from fraudulent transactions. For more information about how Verified by Visa works or for step by step directions on how to sign up,click here.