Monticello Banking Company - Personal Checking Accounts
  Free Checking Value Checking Interest Checking Forever Free Veterans Checking Club50 Checking Prime Investment Checking
Minimum Opening Deposit $100 $100 * $100 $50 $100 (Combined) $25,000
Interest Tiers Not Applicable Not Applicable $ 0 - 2,500
$2,501 - 10,000
$10,001 - $25,000
$25,001 - $49,999
$50,000 + ****
$500 - 10,000
$10,001 - 25,000
$25,001 - 49,999
$50,000 +
$ 0 - 2,500
$2,501 - 10,000
$10,001 - $25,000
$25,001 - $49,999
$50,000 +

25,000 – 50,000 
50,001 – 100,000
100,001 – 200,000 
200,001 +

Minimum Balance to Waive Monthly Fee $0.00 $500 $1,000 $0.00 $2,500 (Combined) $0.00
Monthly Fee $0.00 $6 * $8 $0.00 $10 $0.00
Account Information • Receive a monthly statement with no copies of checks or deposits
• Debit / ATM Cards and Internet Banking Available
• Possible No Bounce Protection ***
• Unlmited Checks & Deposits
• Debit / ATM Cards and Internet Banking Available.
• Up to $500 No Bounce Protection **
• Unlmited Checks & Deposits
• Debit / ATM Cards and Internet Banking Available.
• $2,500 No Bounce Protection
• Unlmited Checks & Deposits
• First order of checks free with a Forever Free Wallet
• Discounted Safe Deposit Box
• Savings Account coupon
• Notary Service free
• Photocopies free (limit 25)
• Merchant coupon (subject to availability)
• Debit / ATM Cards and Internet Banking Available
• Possible No Bounce Protection ***
• Unlmited Checks & Deposits
• Free Personalized Member Checks
• Discounted Safe Deposit Box
• Medical Certificate of Deposit Benefit
• Money Orders & Cashiers Checks
• Debit / ATM Cards and Internet Banking Available
• $500 No Bounce Protection
• Unlmited Checks & Deposits
• Pays higher rate as your balance grows.
• Not eligible for No Bounce Protection ***
• Unlmited Checks & Deposits (Checks must be written for $1000 +.)
* Students (under age 23), senior citizens (age 65 and older) are exempt from the service fee & minimum opening deposit.
** Students eligible for $100 No Bounce Protection.
*** Call for No Bounce Protection Information.
**** Call 606-348-8411 for current Interest Rates.