• Minimum opening deposit - $100
• No service charge with balance of at least $500
• Service charge - $6 per month (When balance falls below $500)
• Senior Citizens (65 and over), students (23 and under) exempt from service charge and minimum opening deposit
• Unlimited transactions
• Unlimited free ATM withdrawals at all MBC ATM locations
• First 25 checks free
• Monthly statements include copies of checks and deposits
• Debit Card available
• Free NetTeller - Internet Banking
• Free Online Bill Payment
• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500 (Students: $100)

• Interest rate: tiered and variable
• Minimum opening deposit - $100
• No service charge with balance of at least $1,000
• Service charge - $8 per month (When balance falls below $1,000)
• Unlimited transactions
• Monthly statements include copies of checks and deposits
• Debit Card available
• Free NetTeller - Internet Banking
• Free Online Bill Payment
• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500

• Only individuals 50 and over are eligible for this account
• Interest rate: tiered and variable
• Minimum opening deposit - $100
• No service charge with balance of at least $2,500 (combined)
• Service charge - $10 per month (When balance falls below $2,500)
• Minimum balance required to earn interest: $2,500
• Unlimited transactions
• Monthly statements include copies of checks and deposits
• Free customer checks (Wallett style)
• Discount on safety deposit box - $5.00 / year
• Debit Card available
• Free NetTeller - Internet Banking
• Free Online Bill Payment
• Free eStatements
• Eligible for Bank Club options
• Eligible for No Bounce Advantage™ - $500

BASIC
Special value for members only

• No minimum balanced required
• Monthly membership fee: $6 (Seniors fee: $3)
• Free personalized special member checks; 50% off other styles
• Unlimited checking - no per-check charges
• Cashier's Checks and Money Orders - no issue fee
• $5 reward for savers
• Everyday grocery savings
• Discount on safe deposit box
• $10,000 accidental death and dismemberment insurance
• Payment card protection
• Key ring protection
• Home inventory log
• Hotel discounts
• Travel and leisure discounts
• Movie theatre discounts
• Retail savings and services
• Theme park and recreation discounts
• Golf discounts
• Bonus travel

FAMILY
Receive all the Bank Club Basic benefits plus these extras:

• No minimum balance required
• Monthly membership fee: $8 (Seniors fee: $4)
• Personalized checks
• Unlimited checking - no per-check charges
• Coast to Coast vision plan (This is not insurance)
• Rx Advantage™ Prescription drug program (This is not insurance)
• NationsHealth Medical Supply Pharmacy (This is not insurance)
• $30,000 Accidental Death and Dismemberment insurance
• $55,000 Scheduled Airline insurance
• ID Network Emergency Data card
• Money for College - Connect to over 300,000 sources
• Auto Trip Routing
• Roadside Assistance

We provide Direct Deposit services to employers wanting to deposit their employees pay directly into their bank account.

Employee Benefits:

• Convenient and quick access to funds using a Debit Card
• No hassle of cashing payroll checks
• No worry of lost or stolen checks
• Your money is deposited even if you can't make it to the bank
• Verify deposits any time with BANKLine or NetTeller

Employer Benefits:

• No payroll checks to write
• Streamline the payroll process
• Easy setup
• Very affordable

Call 606-348-8411 for more information.

NetTeller, our Online Banking service will allow you to access your accounts over the Internet 24 hours a day. You can transfer funds, pay bills and much more.

• View deposit and loan account information
• Obtain specific check information
• Obtain specific loan payment information
• Transfer funds between accounts
• Make loan payments
• View and print items on your statements

Are you tired of all of the hassle and time it takes to pay your monthly bills? Our Online Bill Payment service is just what you need to simplify paying your bills. It's quick, easy, secure and FREE!

• Included with every NetTeller enrollment
• Pay any one in the U.S. from your computer
• Make one-time payments or schedule them in advance
• Give yourself more free time
• Save on checks, postage and envelopes

With eStatements you'll receive an email notice when your account statement cycles. Instead of the paper statement you once received, you'll have the convenience of accessing your account statements via NetTeller our online banking service.

• Same as paper but you receive them online
• View, print or save the E-Statement to your hard drive
• Access is quick and easy
• eStatements are free

Our telephone banking service, BANKLine is available 24 x 7 for access to account information such as balance and transaction history. BANKLine is available with all of our checking, savings and loan accounts.

Local: 606-348-7788
Toll Free: 888-399-0976

No one wants to face the embarrassment or humiliation of having a check returned due to insufficient funds. Now with No Bounce Advantage™ you won't have to. No Bounce Advantage™ can serve as your personal safety net for those times you run a little short of cash in your checking account.

• Overdrafts honored for accounts in good standing
• Normal overdraft item charge for each transaction applies - $25
• No interest charged on overdraft balance

Call 606-348-8411 for more information.